TruckSmarter Factoring 

vs. TAFS

TruckSmarter vs. Mudflap
Fuel Discounts

TruckSmarter Factoring

vs. TAFS

Choosing a freight factoring company is a big decision. Find out why trucking companies prefer TruckSmarter to TAFS.

Why choose TruckSmarter Factoring?

Transparent pricing

Transparent pricing

Our rates start at 2.5% and every fee you’ll ever pay is listed out on our pricing
page.

Our rates start at 2.5% and every fee you’ll ever pay is listed out on our pricing page.

Our rates start at 2.5% and every fee you’ll ever pay is listed out on our pricing page.

Our rates start at 2.5% and every fee you’ll ever pay is listed out on our pricing page.

One screen to book fuel AND loads
One screen to book fuel AND loads

Non-recourse protection

Earn fuel credits & deals

Earn fuel credits & deals

Earn fuel credits & deals

Don’t let companies fool you: you want protection if a broker you work with goes under.

Illustration of a hand full of cash that carriers save through diesel discounts
Illustration of a hand full of cash that carriers save through diesel discounts

Flexible
contracts

Flexible
contracts

No annual or hard-to-get-out-of contracts here! You can cancel with just 30 days’ notice.

Illustration of a happy dollar bill
Illustration of a happy dollar bill
  • INSTANT FUEL SAVINGS

    INSTANT FUEL SAVINGS

    INSTANT FUEL SAVINGS

    INSTANT FUEL SAVINGS

    INSTANT FUEL SAVINGS

  • INSTANT FUEL SAVINGS

    INSTANT FUEL SAVINGS

    INSTANT FUEL SAVINGS

    INSTANT FUEL SAVINGS

    INSTANT FUEL SAVINGS

Compare freight factoring companies

Feature

TruckSmarter

TAFS

Transparent pricing

Transparent pricing

Info unavailable on website

Info unavailable on website

Flexible contracts

Flexible contracts

yes

Info unavailable on website

Info unavailable on website

Non-recourse protection

Non-recourse protection

yes
no

Free broker credit checks

Free broker credit checks

yes
yes

Payment on weekends and holidays

Payment on weekends and holidays

yes

Available with an advance

Available with an advance

Flexible fee-free cancellation

Flexible fee-free cancellation

yes

90-120 day notice 


(or you auto-renew for a year)

90-120 day notice
(or you auto-renew for a year)

Interest-bearing account**

Interest-bearing account**

yes
no

Fuel Discounts

Fuel Discounts

yes
yes

Advances

Advances

yes
yes

No reserves

No reserves

yes
yes

ACH fees

ACH fees

$0

$0

$10

$10

Transfer fees

Transfer fees

$15

$15

$15

$15

Zero monthly minimums

Zero monthly minimums

yes
yes

Free load board

Free load board

yes
no

Switch to TruckSmarter today

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*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.