TRUCKSMARTER BANKING

BANK LIKE A BOSS

TruckSmarter Factoring customers can track expenses, get 1% cash back*, and (soon) earn interest with an FDIC-insured checking account.**

Learn about TruckSmarter Factoring

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC.

Phone screen showing banking in the app with account balance, transfer funds, debit cards, and recent transactions

TRUCKSMARTER BANKING

Bank like
a boss

TruckSmarter Factoring customers can track expenses, get 1% cash back*, and (soon) earn interest with an FDIC-insured checking account**.

TruckSmarter Factoring customers can track expenses, get 1% cash back, and (soon) earn interest with an FDIC-insured checking account.*

Learn about TruckSmarter Factoring

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC.

Banking built for truck drivers

Banking built for
truck drivers

When you factor with TruckSmarter, you automatically get access to TruckSmarter Banking tools and rewards.

Illustrated person wearing a hat and glasses with dollar signs in its eyes representing how you can see where your money goes

Track your spending

See where your money is going so you can spend and save even smarter.

Track your spending

See where your money is going so you can spend and save even smarter.

Illustrated smiling piggy bank with a coin going into it showing how TruckSmarter banking helps drivers grow their cash

Earn interest

Grow your money quickly and securely in your TruckSmarter checking account.

Earn interest

Grow your money quickly and securely in your TruckSmarter checking account.

Illustrated smiling and winking debit card giving a thumbs up to show your money growing with cash back

Get 1% cash back*

The TruckSmarter Card means money back, free withdrawals, and free ACH transfers.

Get 1% cash back*

The TruckSmarter Card means money back, free withdrawals, and free ACH transfers.

Illustrated fuel jug with a discount tag to show instant diesel savings

Deepen fuel discounts

Bank with us and deepen every fuel discount in our network by an extra 5¢ (or more).

Deepen fuel discounts

Bank with us and deepen every fuel discount in our network by an extra 5¢ (or more).

TRUCKSMARTER BANKING

Track your spending

Set, adjust, and hit your savings goals with a breakdown of where you spend your money, insights into your transactions, and alerts to keep you on track.

Phone screen of TruckSmarter Banking showing monthly spending reports, revenue, and profit in one easy place

Track your spending

Set, adjust, and hit your savings goals with a breakdown of where you spend your money, insights into your transactions, and alerts to keep you on track.

TRUCKSMARTER banking

Track your spending

Set, adjust, and hit your savings goals with a breakdown of where you spend your money, insights into your transactions, and alerts to keep you on track.

TRUCKSMARTER BANKING

Track your spending

Set, adjust, and hit your savings goals with a breakdown of where you spend your money, insights into your transactions, and alerts to keep you on track.

TruckSmarter Checking Account

Factor with us and you'll grow your money fast with the TruckSmarter Checking Account! It’s FDIC-insured,** so you're protected up $250,000, and soon you can earn interest on your balance.

Factor with us and you'll grow your money fast with the TruckSmarter Checking Account*! It’s FDIC-insured, so you are protected for up $250,000, and soon you can earn interest on your balance.

Factor with us

Factor with us to get started

**FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank N.A., Member FDIC.

No hidden fees

No setup fees. No overdraft fees. No maintenance fees. No ACH transfer fees. Shall we go on? We hate sneaky fees.

No hidden fees

No setup fees. No overdraft fees. No maintenance fees. No ACH transfer fees. Shall we go on? We hate sneaky fees.

No hidden fees

No setup fees. No overdraft fees. No maintenance fees. No ACH transfer fees. Shall we go on? We hate sneaky fees.

See pricing page

Easy transfers

Need to move money around? Want more $$$ on your TruckSmarter Card? You can transfer money in 2-3 days for free or same-day for a small fee.

Easy transfers

Need to move money around? Want more $$$ on your TruckSmarter Card? You can transfer money in 2-3 days for free or instantly for a small fee.

FDIC-insured**

You work hard for your money, and we keep it protected up to $250,000 in an FDIC-insured checking account.

FDIC-insured**

You work hard for your money, and we keep it protected up to $250,000 in an FDIC-insured account.

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC.

TruckSmarter Debit Card

Meet the card made for truck drivers and owner-operators. Get 1% cash back,* free withdrawals, and instant access to your money.

Learn about the TruckSmarter Card

Learn more about the card

Black and yellow TruckSmarter Business Debit Card

1% cash back*

Get money back every time you use your TruckSmarter debit card! Use it anywhere Visa is accepted and get fee-free withdrawals at 55,000 ATMs.

Add to Wallet

Start using your TruckSmarter Card the moment you’re approved with our virtual card. Just add it to your Apple, Google, or Samsung Wallet and access your money.

*Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

Fuel DISCOUNTS

Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount by an extra 5¢ or more! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.

Learn about Fuel Discounts

A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout

Fuel DISCOUNTS

Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount by an extra 5¢ or more! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.

Learn about Fuel Discounts

Fuel DISCOUNTS

Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount by an extra 5¢ or more! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.

Learn about Fuel Discounts

Fuel DISCOUNTS

Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount by an extra 5¢ or more! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.

Learn about Fuel Discounts

We’re way more than banking

We’re way more  
than banking

Discover all the ways our suite of tools helps you build, manage, and grow your trucking business.