TRUCKSMARTER BANKING

BANK LIKE A BOSS

TruckSmarter Factoring customers can track expenses, get 1% cash back*, and (soon) earn interest with an FDIC-insured checking account.**

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC.

Phone screen showing banking in the app with account balance, transfer funds, debit cards, and recent transactions
Phone screen showing banking in the app with account balance, transfer funds, debit cards, and recent transactions

TRUCKSMARTER BANKING

Bank like
a boss

TruckSmarter Factoring customers spend smarter with TruckSmarter Checking! Earn 3.27% APY** and keep your money secure with an FDIC-insured* checking account.

TruckSmarter Factoring customers can track expenses, get 1% cash back, and (soon) earn interest with an FDIC-insured checking account.*

Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

Phone screen showing banking in the app with account balance, transfer funds, debit cards, and recent transactions
Phone screen showing banking in the app with account balance, transfer funds, debit cards, and recent transactions
Phone screen showing banking in the app with account balance, transfer funds, debit cards, and recent transactions
Phone screen showing banking in the app with account balance, transfer funds, debit cards, and recent transactions

TRUCKSMARTER BANKING

Track your spending

Set, adjust, and hit your savings goals with a breakdown of where you spend your money, insights into your transactions, and alerts to keep you on track.

Phone screen of TruckSmarter Banking showing monthly spending reports, revenue, and profit in one easy place

Track your spending

Set, adjust, and hit your savings goals with a breakdown of where you spend your money, insights into your transactions, and alerts to keep you on track.

Phone screen of TruckSmarter Banking showing monthly spending reports, revenue, and profit in one easy place

TRUCKSMARTER banking

Track your spending

Set, adjust, and hit your savings goals with a breakdown of where you spend your money, insights into your transactions, and alerts to keep you on track.

Phone screen of TruckSmarter Banking showing monthly spending reports, revenue, and profit in one easy place

TRUCKSMARTER BANKING

Track your spending

Set, adjust, and hit your savings goals with a breakdown of where you spend your money, insights into your transactions, and alerts to keep you on track.

Phone screen of TruckSmarter Banking showing monthly spending reports, revenue, and profit in one easy place

TruckSmarter Checking Account

Factor with us and you'll grow your money fast with the TruckSmarter Checking Account! It’s FDIC-insured,** so you're protected up $250,000, and soon you can earn interest on your balance.

Factor with us and you'll grow your money fast with the TruckSmarter Checking Account*! It’s FDIC-insured, so you are protected for up $250,000, and soon you can earn interest on your balance.

**FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank N.A.or Thread Bank, Members FDIC.

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

TruckSmarter Debit Card

Meet the card made for truck drivers and owner-operators. Use anywhere Visa is accepted plus free withdrawals and instant access to your money.

Black and yellow TruckSmarter Business Debit Card
Black and yellow TruckSmarter Business Debit Card
Black and yellow TruckSmarter Business Debit Card
Black and yellow TruckSmarter Business Debit Card
Black and yellow TruckSmarter Business Debit Card

Fuel DISCOUNTS

Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.

Learn about Fuel Discounts

A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout

Fuel DISCOUNTS

Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.

Learn about Fuel Discounts

A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout

Fuel DISCOUNTS

Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.

Learn about Fuel Discounts

A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout

Fuel DISCOUNTS

Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.

Learn about Fuel Discounts

A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout
TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.