TRUCKSMARTER BANKING
BANK LIKE A BOSS
TruckSmarter Factoring customers spend smarter with TruckSmarter Checking! Earn 3.27% APY** and your funds are FDIC-insured up to $3,000,000*** through our banking partner Thread Bank, Member FDIC
TRUCKSMARTER BANKING
BANK LIKE A BOSS
TruckSmarter Factoring customers spend smarter with TruckSmarter Checking! Earn 3.27% APY** and your funds are FDIC-insured up to $3,000,000*** through our banking partner Thread Bank, Member FDIC
TRUCKSMARTER BANKING
Bank like
a boss
Bank like a boss
TruckSmarter Factoring customers spend smarter with TruckSmarter Banking! Earn 2.66% APY** and up to $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC
TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The TruckSmarter, Inc. Visa (or Mastercard) debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. (or Mastercard U.S.A. Inc.) and may be used anywhere Visa (or Mastercard) cards are accepted.
Banking solutions Banking built for truck drivers
Banking built for
truck drivers
When you factor with TruckSmarter, you automatically get access to TruckSmarter Banking tools and rewards.
When you factor with TruckSmarter, you automatically get access to TruckSmarter Banking tools and rewards.
TruckSmarter Checking Account
FDIC insurance is available up to $3,000,000*** for funds on deposit through our banking partner Thread Bank, Member FDIC.
FDIC insurance is available up to $3,000,000*** for funds on deposit through our banking partner Thread Bank, Member FDIC.
TruckSmarter Debit Card
Meet the card made for truck drivers and owner-operators. Use anywhere Visa is accepted plus free withdrawals and instant access to your money.
The TruckSmarter Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
banking for fleets
banking for fleets
Make cash flow easier, adjust team spend, and set limits. Order each member on your team, from driver to dispatcher, a TruckSmarter Team Debit Card and tailor your team’s spending to your company’s needs.
Available for $4.99/month per seat
Make cash flow easier, adjust team spend, and set limits. Order each member on your team, from driver to dispatcher, a TruckSmarter Team Debit Card and tailor your team’s spending to your company’s needs.
Available for $4.99/month per seat
banking for fleets
Make cash flow easier, adjust team spend, and set limits. Order each member on your team, from driver to dispatcher, a TruckSmarter Team Debit Card and tailor your team’s spending to your company’s needs.
Available for $4.99/month per seat
Deeper Fuel DISCOUNTS
Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.
Learn about Fuel Discounts
Deeper Fuel DISCOUNTS
Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.
Learn about Fuel Discounts
Deeper Fuel DISCOUNTS
Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.
Learn about Fuel Discounts
Deeper Fuel DISCOUNTS
Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.
Learn about Fuel Discounts
Deeper Fuel DISCOUNTS
Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.
Learn about Fuel Discounts
Resources
©2025 TruckSmarter, Inc.
*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
**The interest rate on your account is 2.63% with an Annual Percentage Yield (APY) of 2.66%, effective 12/18/2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2025 TruckSmarter, Inc.
*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
**The interest rate on your account is 2.63% with an Annual Percentage Yield (APY) of 2.66%, effective 12/18/2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2025 TruckSmarter, Inc.
*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
**The interest rate on your account is 2.63% with an Annual Percentage Yield (APY) of 2.66%, effective 12/18/2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2025 TruckSmarter, Inc.
*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
**The interest rate on your account is 2.63% with an Annual Percentage Yield (APY) of 2.66%, effective 12/18/2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2025 TruckSmarter, Inc.
*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
**The interest rate on your account is 2.63% with an Annual Percentage Yield (APY) of 2.66%, effective 12/18/2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.