TruckSmarter vs.
RTS Factoring

Choosing a freight factoring company is a big deal. So why choose us over RTS? No annual contracts, transparent pricing, and fast payment, even on weekends and holidays.

Why choose
TruckSmarter Factoring?

No annual contracts

No annual contracts

Drop annual and long-term contracts. If you want to cancel your contract, just give us notice anytime.

wallet illustration
wallet illustration

Transparent pricing

Transparent pricing

Every price you’ll pay is out in the open, so you’re never surprised or confused.

app illustration
app illustration

Fast payment
(even on holidays)

Fast payment (even on holidays)

Fast payment (even on holidays)

Fast payment (even on holidays)

Don’t let the holidays interrupt your pay days! We pay you 7 days a week, even on weekends and holidays.

truck illustrsation
truck illustrsation
  • EASY SETUP

    NO ANNUAL CONTRACTS

    TRANSPARENT PRICING

    EASY SETUP

    NO ANNUAL CONTRACTS

  • EASY SETUP

    NO ANNUAL CONTRACTS

    TRANSPARENT PRICING

    EASY SETUP

    NO ANNUAL CONTRACTS

Compare freight factoring companies

Compare freight
factoring companies

Feature

TruckSmarter

RTS

No annual contracts

No annual contracts

yes
no

Non-recourse protection

Non-recourse protection

yes

Sometimes

Fast payment

Fast payment

yes
yes

Payment on weekends and holidays

Payment on weekends and holidays

yes
no

Cash back debit card

Cash back debit card

1% cash back

1% cash back

no

Interest-bearing account

Interest-bearing account

Coming soon!

Coming soon!

no

Fuel discounts

Fuel discounts

yes
yes

Advances

Advances

yes
yes

No reserves

No reserves

yes

Sometimes

No ACH fees

No ACH fees

yes
yes

Instant transfers

Instant transfers

yes
yes

Free load board

Free load board

yes
no

Free broker credit checks

Free broker credit checks

yes
yes

Switch to TruckSmarter today

Ready to go?

TruckSmarter Logo Asphalt Grey Footer

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

*Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

*Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

*Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

*Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.