TRUCKSMARTER FREIGHT FACTORING
MAKE THE SWITCH. WE CAN HELP.
Stuck in a factoring contract? Our dedicated team can help. We’ll review your contract with you to see if you’re eligible for a buyout–with no obligation to switch.
TRUCKSMARTER FREIGHT FACTORING
MAKE THE SWITCH. WE CAN HELP.
Stuck in a factoring contract? Our dedicated team can help. We’ll review your contract with you to see if you’re eligible for a buyout–with no obligation to switch.
FREIGHT FACTORING
MAKE THE SWITCH. WE CAN HELP.
Stuck in a factoring contract? Our dedicated team can help. We’ll review your contract with you to see if you’re eligible for a buyout–with no obligation to switch.
FREIGHT FACTORING
MAKE THE SWITCH. WE CAN HELP.
Stuck in a factoring contract? Our dedicated team can help. We’ll review your contract with you to see if you’re eligible for a buyout–with no obligation to switch.
TRUCKSMARTER freight FACTORING
MAKE THE SWITCH.
WE CAN HELP.
Stuck in a factoring contract? Our dedicated team can help. We’ll review your contract with you to see if you’re eligible for a buyout–with no obligation to switch.
BENEFITS OF SWITCHING
Capital is the foundation of your trucking business. Bring home more of what’s yours with TruckSmarter Factoring.
BENEFITS OF SWITCHING
Capital is the foundation of your trucking business. Bring home more of what’s yours with TruckSmarter Factoring.
As low as 2.5% rate
As low as 2.5% rate
Lightning-fast invoice factoring and payment for one of the lowest rates in the industry.
Instant pay
Instant pay
We purchase invoices fast, so we can pay you faster. Our avg speed is 4 hours to payout.
No hidden fees
No hidden fees
Know what you’re paying. No minimums. No reserves. No annual contracts.
2,000+ vetted brokers
2,000+ vetted brokers
Breathe easy knowing you're working with trustworthy freight brokers.
PROTECT YOUR BUSINESS
with TruckSmarter Non-Recourse Factoring
Non-recourse means different things at different companies. For us, it means if a broker goes bankrupt, we take the hit so you and your business can keep moving.
PROTECT YOUR BUSINESS
with TruckSmarter Non-Recourse Factoring
Don’t worry, we can help you out of it. Switching factoring companies can be complicated, but our team will walk you through the process.
Call or text (404) 738-7125
Non-recourse means different things at different companies. For us, it means if a broker goes bankrupt, we take the hit so you and your business can keep moving.
Don’t worry, we can help you out of it. Switching factoring companies can be complicated, but our team will walk you through the process.
Call or text (404) 738-7125
Make a clean break
Here are the steps to ensure a smooth exit from your contract.
Apply online
To get started, complete our brief online application, and someone from our team will reach out in 1-2 business days.
Note: TruckSmarter Factoring has no long-term contracts, just give us 30 days notice.
Make the switch
Once we’ve set you up for success, we will begin the buyout process.
You deserve the lowest factoring rates possible. Switching companies is easier than you think.
Make a clean break
Here are the steps to ensure a smooth exit from your contract.
Apply online
To get started, complete our brief online application, and someone from our team will reach out in 1-2 business days.
To get started, complete our brief online application, and someone from our team will reach out in 1-2 business days.
To get started, complete our brief online application, and someone from our team will reach out in 1-2 business days.
Note: TruckSmarter Factoring has no long-term contracts, just give us 30 days notice.
Note: TruckSmarter Factoring has no long-term contracts, just give us 30 days notice.
Make the switch
Once we’ve set you up for success, we will begin the buyout process.
You deserve the lowest factoring rates possible. Switching companies is easier than you think.
You deserve the lowest factoring rates possible. Switching companies is easier than you think.
Have questions? We're here.
Our Factoring Team in Chicago is ready to help.
Call or text (404) 738-7125 or email factoring@trucksmarter.com.
Monday–Friday 10:00am–6:00pm CT
Our Factoring Team in Chicago is ready to help.
Call or text (404) 738-7125 or email factoring@trucksmarter.com.
Monday–Friday 8:00am–6:00pm CT
Have questions? We're here.
Our Factoring Team in Chicago is ready to help.
Call or text (404) 738-7125 or email factoring@trucksmarter.com.
Monday–Friday 10:00am–6:00pm CT
Have questions? We're here.
Our Factoring Team in Chicago is ready to help.
Call or text (404) 738-7125 or email factoring@trucksmarter.com.
Monday–Friday 10:00am–6:00pm CT
the TruckSmarter
Factoring team
Our Factoring Team in Chicago is ready to help.
Call or text (404) 738-7125 or email factoring@trucksmarter.com.
Monday–Friday 8:00am–6:00pm CT
the TruckSmarter
Factoring team
Our Factoring Team in Chicago is ready to help.
Call or text (404) 738-7125 or email factoring@trucksmarter.com.
Monday–Friday 8:00am–6:00pm CT
FACTORING FAQs
FACTORING FAQs
What is required to get started?
How quickly will I get paid?
Is there a deadline to get paid on weekends or holidays?
What are the benefits of the TruckSmarter Debit Card?
How long does it take to get my TruckSmarter Debit Card?
What are the fees for transferring money in and out of the TruckSmarter account?
Do I need to have a specific equipment type?
Do I need to own a fleet or meet a specific criteria?
What if I’m currently in a factoring contract but I want to switch to TruckSmarter?
What brokers are currently supported?
What is required to get started?
How quickly will I get paid?
Is there a deadline to get paid on weekends or holidays?
What are the benefits of the TruckSmarter Debit Card?
How long does it take to get my TruckSmarter Debit Card?
What are the fees for transferring money in and out of the TruckSmarter account?
Do I need to have a specific equipment type?
Do I need to own a fleet or meet a specific criteria?
What if I’m currently in a factoring contract but I want to switch to TruckSmarter?
What brokers are currently supported?
What is required to get started?
How quickly will I get paid?
Is there a deadline to get paid on weekends or holidays?
What are the benefits of the TruckSmarter Debit Card?
How long does it take to get my TruckSmarter Debit Card?
What are the fees for transferring money in and out of the TruckSmarter account?
Do I need to have a specific equipment type?
Do I need to own a fleet or meet a specific criteria?
What if I’m currently in a factoring contract but I want to switch to TruckSmarter?
What brokers are currently supported?
What is required to get started?
How quickly will I get paid?
Is there a deadline to get paid on weekends or holidays?
What are the benefits of the TruckSmarter Debit Card?
How long does it take to get my TruckSmarter Debit Card?
What are the fees for transferring money in and out of the TruckSmarter account?
Do I need to have a specific equipment type?
Do I need to own a fleet or meet a specific criteria?
What if I’m currently in a factoring contract but I want to switch to TruckSmarter?
What brokers are currently supported?
What does FDIC-insured mean?
How can I contact your Factoring Team?
What does FDIC-insured mean?
How can I contact your Factoring Team?
What does FDIC-insured mean?
How can I contact your Factoring Team?
AW, you’re making us blush
AW, you’re making us blush
★★★★★
Ken Tuggle, Tuggle Enterprises LLC
TruckSmarter is the best factoring company out there — it’s simple, straightforward, and I often get paid in less than 20 minutes.
★★★★★
Ken Tuggle, Tuggle Enterprises LLC
TruckSmarter is the best factoring company out there — it’s simple, straightforward, and I often get paid in less than 20 minutes.
★★★★★
Ken Tuggle, Tuggle Enterprises LLC
TruckSmarter is the best factoring company out there — it’s simple, straightforward, and I often get paid in less than 20 minutes.
★★★★★
Ken Tuggle, Tuggle Enterprises LLC
TruckSmarter is the best factoring company out there — it’s simple, straightforward, and I often get paid in less than 20 minutes.
★★★★★
Anonymous
I have been with TruckSmarter since they started and I'm not going anywhere soon. Very satisfied with the customer service, have been getting paid out on the weekends in a timely manner, overall five stars very happy.
★★★★★
Anonymous
I have been with TruckSmarter since they started and I'm not going anywhere soon. Very satisfied with the customer service, have been getting paid out on the weekends in a timely manner, overall five stars very happy.
★★★★★
Anonymous
I have been with TruckSmarter since they started and I'm not going anywhere soon. Very satisfied with the customer service, have been getting paid out on the weekends in a timely manner, overall five stars very happy.
★★★★★
Anonymous
I have been with TruckSmarter since they started and I'm not going anywhere soon. Very satisfied with the customer service, have been getting paid out on the weekends in a timely manner, overall five stars very happy.
★★★★★
Marsha Wiles
TruckSmarter's app and factoring are very easy to use! The factoring rate is hard to beat and when every penny counts it is totally worth it. They have great customer service on top of everything else. If I have a question about anything, I contact Aidan and he is always quick to help me. Highly recommend TruckSmarter!!
★★★★★
Marsha Wiles
TruckSmarter's app and factoring are very easy to use! The factoring rate is hard to beat and when every penny counts it is totally worth it. They have great customer service on top of everything else. If I have a question about anything, I contact Aidan and he is always quick to help me. Highly recommend TruckSmarter!!
★★★★★
Marsha Wiles
TruckSmarter's app and factoring are very easy to use! The factoring rate is hard to beat and when every penny counts it is totally worth it. They have great customer service on top of everything else. If I have a question about anything, I contact Aidan and he is always quick to help me. Highly recommend TruckSmarter!!
★★★★★
Marsha Wiles
TruckSmarter's app and factoring are very easy to use! The factoring rate is hard to beat and when every penny counts it is totally worth it. They have great customer service on top of everything else. If I have a question about anything, I contact Aidan and he is always quick to help me. Highly recommend TruckSmarter!!
Review
P.SINGH
Fast payment done within hours. Easy to use. I liked it.
Review
P.SINGH
Fast payment done within hours. Easy to use. I liked it.
Review
P.SINGH
Fast payment done within hours. Easy to use. I liked it.
Review
P.SINGH
Fast payment done within hours. Easy to use. I liked it.
★★★★★
Edward Gray
Just wanna say thanks for making my life less complicated when it comes to getting paid for my POD’s! The fuel discounts are really nice so keep up the good work and Happy Holidays to the whole team at TruckSmarter!!!!!!
★★★★★
Edward Gray
Just wanna say thanks for making my life less complicated when it comes to getting paid for my POD’s! The fuel discounts are really nice so keep up the good work and Happy Holidays to the whole team at TruckSmarter!!!!!!
★★★★★
Edward Gray
Just wanna say thanks for making my life less complicated when it comes to getting paid for my POD’s! The fuel discounts are really nice so keep up the good work and Happy Holidays to the whole team at TruckSmarter!!!!!!
★★★★★
Edward Gray
Just wanna say thanks for making my life less complicated when it comes to getting paid for my POD’s! The fuel discounts are really nice so keep up the good work and Happy Holidays to the whole team at TruckSmarter!!!!!!
★★★★★
Joe Brito
I’ve been pleasantly surprised with TruckSmarter! The ease of uploading invoices and the speed with which I get paid make it well worth checking out.
★★★★★
Joe Brito
I’ve been pleasantly surprised with TruckSmarter! The ease of uploading invoices and the speed with which I get paid make it well worth checking out.
★★★★★
Joe Brito
I’ve been pleasantly surprised with TruckSmarter! The ease of uploading invoices and the speed with which I get paid make it well worth checking out.
★★★★★
Joe Brito
I’ve been pleasantly surprised with TruckSmarter! The ease of uploading invoices and the speed with which I get paid make it well worth checking out.
★★★★★
Mike Kasanda
I've been using these guys since November. App is great. Quick and easy to scan loads and transfer funds out once they're paid or check if a broker is approved or not. Biggest draw is they only require 30 days notice to cut ties with them if/when you're ready to get away from factoring. Some of the other companies make it impossible to cancel contract. Their customer service is top notch. I don't have a single complaint about them.
★★★★★
Mike Kasanda
I've been using these guys since November. App is great. Quick and easy to scan loads and transfer funds out once they're paid or check if a broker is approved or not. Biggest draw is they only require 30 days notice to cut ties with them if/when you're ready to get away from factoring. Some of the other companies make it impossible to cancel contract. Their customer service is top notch. I don't have a single complaint about them.
★★★★★
Mike Kasanda
I've been using these guys since November. App is great. Quick and easy to scan loads and transfer funds out once they're paid or check if a broker is approved or not. Biggest draw is they only require 30 days notice to cut ties with them if/when you're ready to get away from factoring. Some of the other companies make it impossible to cancel contract. Their customer service is top notch. I don't have a single complaint about them.
★★★★★
Mike Kasanda
I've been using these guys since November. App is great. Quick and easy to scan loads and transfer funds out once they're paid or check if a broker is approved or not. Biggest draw is they only require 30 days notice to cut ties with them if/when you're ready to get away from factoring. Some of the other companies make it impossible to cancel contract. Their customer service is top notch. I don't have a single complaint about them.
Great people to work with
Jeffrey Boyle
Absolutely great people to work with - Noel & Aiden. Thank you very much for the help & support!!!
Great people to work with
Jeffrey Boyle
Absolutely great people to work with - Noel & Aiden. Thank you very much for the help & support!!!
Great people to work with
Jeffrey Boyle
Absolutely great people to work with - Noel & Aiden. Thank you very much for the help & support!!!
Regarding an employee there
Benjamin Jackson
Reaching out to factoring regarding an employee there. Jennifer. She has been a great help in tracking down a particular broker, and extracting the information needed to get the job done. Relentless, but professional. Calling and emailing every possible contact we could scrounge up until we finally got a response. I really appreciate the hard work and how she kept me in the loop on how things were progressing. The communication was very reassuring, knowing that someone was working on my behalf. Thank you Jennifer!!
Regarding an employee there
Benjamin Jackson
Reaching out to factoring regarding an employee there. Jennifer. She has been a great help in tracking down a particular broker, and extracting the information needed to get the job done. Relentless, but professional. Calling and emailing every possible contact we could scrounge up until we finally got a response. I really appreciate the hard work and how she kept me in the loop on how things were progressing. The communication was very reassuring, knowing that someone was working on my behalf. Thank you Jennifer!!
Regarding an employee there
Benjamin Jackson
Reaching out to factoring regarding an employee there. Jennifer. She has been a great help in tracking down a particular broker, and extracting the information needed to get the job done. Relentless, but professional. Calling and emailing every possible contact we could scrounge up until we finally got a response. I really appreciate the hard work and how she kept me in the loop on how things were progressing. The communication was very reassuring, knowing that someone was working on my behalf. Thank you Jennifer!!
★★★★★
Brito's Trucking & Logistics LLC
I’ve never used a factoring company before due to the outrageous rates most charge, but with TruckSmarter’s low rate, it’s a no-brainer.
★★★★★
Brito's Trucking & Logistics LLC
I’ve never used a factoring company before due to the outrageous rates most charge, but with TruckSmarter’s low rate, it’s a no-brainer.
★★★★★
Brito's Trucking & Logistics LLC
I’ve never used a factoring company before due to the outrageous rates most charge, but with TruckSmarter’s low rate, it’s a no-brainer.
We’re way more than a FACTORING COMPANY
Discover all the ways our suite of tools helps you build, manage, and grow your trucking business.
Learn more
Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.
Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.
Learn more
Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.
Learn more
Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.
Learn more
We’re way more than a freight factoring company
Discover all the ways our suite of tools helps you build, manage, and grow your trucking business.
Deeper fuel discounts
Lightning fast factoring
All your load boards combined
Learn more
Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.
Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.
Learn more
Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.
Learn more
Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.
Learn more
Banking for owner-operators
Learn more
Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.
Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.
Learn more
Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.
Learn more
Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.
Learn more
Resources
©2024 TruckSmarter, Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. Deposits are FDIC-insured through Thread Bank, Member FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.
**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2024 TruckSmarter, Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. Deposits are FDIC-insured through Thread Bank, Member FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.
**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2024 TruckSmarter, Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. Deposits are FDIC-insured through Thread Bank, Member FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.
**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2024 TruckSmarter, Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. Deposits are FDIC-insured through Thread Bank, Member FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.
**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.