TRUCKSMARTER Debit CARD

Made for owner-operators

Factor with us to get the TruckSmarter Card, plus 1% cash back*, an FDIC-insured checking account**, and fee-free ATM withdrawals.

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

TRUCKSMARTER Debit CARD

Made for owner-operators

Drivers who factor with us get the TruckSmarter Card, along with 1% cash back, an FDIC-insured checking account, and free withdrawals at 55,000 ATMs.

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

TRUCKSMARTER Debit CARD

Made for owner-operators

Factor with us to get the TruckSmarter Card, plus 1% cash back* ,an FDIC-insured checking account**, and fee-free ATM withdrawals.

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC.

TRUCKSMARTER Debit CARD

Made for owner-operators

Factor with us to get the TruckSmarter Card, plus 1% cash back*, an FDIC-insured checking account**, and fee-free ATM withdrawals.

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

TRUCKSMARTER Debit CARD

Made for owner-operators

Factor with us to get the TruckSmarter Card, plus 1% cash back*, an FDIC-insured checking account**, and fee-free ATM withdrawals.

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

Oooh! It's the TruckSmarter Debit Card in black and yellow
Oooh! It's the TruckSmarter Debit Card in black and yellow
Oooh! It's the TruckSmarter Debit Card in black and yellow
Black and yellow TruckSmarter Business Debit Card
Oooh! It's the TruckSmarter Debit Card in black and yellow

Good things are in the cards

Use your card anywhere Visa is accepted and
rack up rewards with every swipe.

Use your card anywhere Visa is accepted and rack up rewards with every swipe.

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

Add to your mobile wallet

Your TruckSmarter Card can be added to Apple, Google, or Samsung Pay for quick, easy access.

Pay from your phone when you add the TruckSmarter debit card to your wallet
Pay from your phone when you add the TruckSmarter debit card to your wallet
Pay from your phone when you add the TruckSmarter debit card to your wallet

Spend safely

Your Card activity is evaluated for fraud, and we’ll alert you of any suspicious transactions.

Front and back of the black and yellow TruckSmarter Debit Card
Front and back of the black and yellow TruckSmarter Debit Card
Front and back of the black and yellow TruckSmarter Debit Card

Bank smarter

Make your money work for you when you

open an FDIC-insured checking account** designed for owner-operators.

Make your money work for you with an FDIC-insured checking account* designed for owner-operators.

Icons representing the free load board, fuel discounts, debit card, factoring, and banking all connected in TruckSmarter
Icons representing the free load board, fuel discounts, debit card, factoring, and banking all connected in TruckSmarter
Icons representing the free load board, fuel discounts, debit card, factoring, and banking all connected in TruckSmarter

Access your money instantly

Factoring customers can access their money the minute they’re paid with the TruckSmarter Card.

Our Factoring customers can access their money the minute they’re paid with their TruckSmarter Card.

A look at the TruckSmarter Factoring screen that shows same-day payments
A look at the TruckSmarter Factoring screen that shows same-day payments
A look at the TruckSmarter Factoring screen that shows same-day payments

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

55,000 ATMs. Zero fees.

Get fee-free withdrawals at every ATM in the AllPoint Network.

debit Card FAQs

How can I get fee-free withdrawals at ATMS?

Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?

How long does it take to get my card?

Are there overdraft fees?

What protection do you provide to keep my funds secure?

Is this a prepaid card?

What type of rewards can I get with the TruckSmarter Card?

Are there any account minimums or daily fees?

How can I get fee-free withdrawals at ATMS?

Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?

How long does it take to get my card?

Are there overdraft fees?

What protection do you provide to keep my funds secure?

Is this a prepaid card?

What type of rewards can I get with the TruckSmarter Card?

Are there any account minimums?

Earn more and keep more
with TruckSmarter

Book better loads. Cut fuel costs. Get paid instantly. 

Find out how TruckSmarter can power your trucking business.

Book better loads. Cut fuel costs. Get paid instantly. 

Download the TruckSmarter app how we can power your trucking business.

Black and yellow TruckSmarter Business Debit Card
Black and yellow TruckSmarter Business Debit Card
Black and yellow TruckSmarter Business Debit Card

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC.
The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc.
and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through
Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.


TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and can be used anywhere Visa cards are accepted.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***The TruckSmarter Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa or Mastercard cards are accepted. 

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***The TruckSmarter Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa or Mastercard cards are accepted. 

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***The TruckSmarter Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa or Mastercard cards are accepted. 

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***The TruckSmarter Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa or Mastercard cards are accepted. 

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***The TruckSmarter Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa or Mastercard cards are accepted.