TRUCKSMARTER Debit CARD
Made for owner-operators
Factor with us to get the TruckSmarter Card, plus 2.66% APY,** $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC, and fee-free ATM withdrawals.
TRUCKSMARTER Debit CARD
Made for owner-operators
Factor with us to get the TruckSmarter Card, plus 2.96% APY,** $3M FDIC-insurance*** on deposits through Thread Bank, Member FDIC, and fee-free ATM withdrawals.
TRUCKSMARTER Debit CARD
Made for owner-operators
Factor with us to get the TruckSmarter Card, plus 2.96% APY,** $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC, and fee-free ATM withdrawals.
**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC.
TRUCKSMARTER Debit CARD
Made for owner-operators
Factor with us to get the TruckSmarter Card, plus 2.66% APY,** $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC, and fee-free ATM withdrawals.
TRUCKSMARTER Debit CARD
Made for owner-operators
Factor with us to get the TruckSmarter Card, plus 2.66% APY,** $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC, and fee-free ATM withdrawals.
TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The TruckSmarter, Inc. Visa (or Mastercard) debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. (or Mastercard U.S.A. Inc.) and may be used anywhere Visa (or Mastercard) cards are accepted.
Good things are in the cards
Use your card anywhere Visa is accepted.
Add to your mobile wallet
Your TruckSmarter Card can be added to Apple, Google, or Samsung Pay for quick, easy access.
Spend safely
Your Card activity is evaluated for fraud, and we’ll alert you of any suspicious transactions.
Bank smarter
Make your money work for you when you open a TruckSmarter checking account with up to $3M of FDIC Insurance*** available for funds on deposit through Thread Bank, Member FDIC.
Access your money instantly
Factoring customers can access their money the minute they’re paid with the TruckSmarter Card.
Our Factoring customers can access their money the minute they’re paid with their TruckSmarter Card.
debit cards for the whole squad
Issue a TruckSmarter Team Debit Card to members of your Carrier Team, so they can have what they need, when they need it.
Use your card anywhere Visa is accepted and rack up rewards with every swipe.
Available for $4.99/month per seat
Use your card anywhere Visa is accepted and rack up rewards with every swipe.
Company cards
For general purposes. That way if unexpected maintenance pops up, you don’t have to spend time or money on fund transfers.
Member cards
Issued to each driver so you can set limitations, manage their spend on things like fuel, and put the power in your team’s hands.
55,000 ATMs. Zero fees.
Get fee-free withdrawals at every ATM in the AllPoint Network.
debit Card FAQs
How can I get fee-free withdrawals at ATMS?
Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?
How long does it take to get my card?
Are there overdraft fees?
What protection do you provide to keep my funds secure?
Is this a prepaid card?
Are there any account minimums or daily fees?
How can I get fee-free withdrawals at ATMS?
Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?
How long does it take to get my card?
Are there overdraft fees?
What protection do you provide to keep my funds secure?
Is this a prepaid card?
Are there any account minimums?
How can I get fee-free withdrawals at ATMS?
Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?
How long does it take to get my card?
Are there overdraft fees?
What protection do you provide to keep my funds secure?
Is this a prepaid card?
Are there any account minimums or daily fees?
How can I get fee-free withdrawals at ATMS?
Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?
How long does it take to get my card?
Are there overdraft fees?
What protection do you provide to keep my funds secure?
Is this a prepaid card?
Are there any account minimums or daily fees?
How can I get fee-free withdrawals at ATMS?
Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?
How long does it take to get my card?
Are there overdraft fees?
What protection do you provide to keep my funds secure?
Is this a prepaid card?
Are there any account minimums or daily fees?
Earn more and keep more
with TruckSmarter
Book better loads. Cut fuel costs. Get paid instantly. Find out how TruckSmarter can power your trucking business.
Book better loads. Cut fuel costs. Get paid instantly. Download the TruckSmarter app how we can power your trucking business.
Resources
©2025 TruckSmarter, Inc.
*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
**The interest rate on your account is 2.63% with an Annual Percentage Yield (APY) of 2.66%, effective 12/18/2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2025 TruckSmarter, Inc.
*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
**The interest rate on your account is 2.63% with an Annual Percentage Yield (APY) of 2.66%, effective 12/18/2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2025 TruckSmarter, Inc.
*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
**The interest rate on your account is 2.63% with an Annual Percentage Yield (APY) of 2.66%, effective 12/18/2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2025 TruckSmarter, Inc.
*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
**The interest rate on your account is 2.63% with an Annual Percentage Yield (APY) of 2.66%, effective 12/18/2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2025 TruckSmarter, Inc.
*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
**The interest rate on your account is 2.63% with an Annual Percentage Yield (APY) of 2.66%, effective 12/18/2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.