TRUCKSMARTER FREIGHT FACTORING
Lightning-fast factoring
See your money hit your account in just hours and hold on to more of it with flexible contracts and non-recourse protection.
Click. Click. Cash.
1
Take a clear photo of your rate con and POD with our in-app scanner and we’ll generate and manage your invoices.
2
The second your invoice is cleared, we’ll deposit payment to your TruckSmarter Checking Account with FDIC-Insurance*** on deposits through our banking partner Thread Bank, Member FDIC.
The TruckSmarter Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
3
Use your TruckSmarter Card anywhere Visa is accepted or keep money in your account and earn 3.27% APY!**
Build, manage, and grow your profit with a free suite of banking tools to help you earn, spend, and save smarter.
Track expenses & revenue
Set, adjust, and hit your savings goals with a breakdown of where you spend your money and insights into your transactions.
Factoring advances
Drivers who factor with us can now request a factoring advance directly from the app. Get paid up to 50% immediately after pick up.
TruckSmarter Debit
Use your TruckSmarter Debit Card anywhere Visa is accepted and get free withdrawals at 55K ATMS.
Earn 3.27% APY**
Factor with us and watch your money make money in the high-interest bearing TruckSmarter Checking Account.
FDIC-insurance*** on deposits
Keep your money safe in the TruckSmarter Checking Account! Your funds are FDIC-insured up to $3,000,000*** through our banking partner Thread Bank; Member FDIC
Fuel discounts
Factor with us and get extra fuel savings on top of the listed TruckSmarter Fuel Discount.
non-recourse Protection
This means if a broker goes bankrupt before paying you, we take the hit so you and your business can keep moving.
3.7K+ APPROVED BROKERS
When you factor with us, you work with vetted, trustworthy
freight brokers.
To ensure you’re working with trusted partners, we only factor loads from brokers we’ve vetted through a free credit check.
To make it easy to spot the brokers we’ll factor with (who passed a credit check), we tag them as “Factorable.”
Have a broker you love to work with? Request them in the app and we’ll conduct a free credit check instantly.
No Hidden fees. Ever.
When you factor with us, you don’t have to worry about upload fees, cancellation fees, reserves, minimums, or obligations.