TRUCKSMARTER FREIGHT FACTORING
Lightning-fast factoring
See your money hit your account in just hours and hold on to more of it with flexible contracts and non-recourse protection.
Click. Click. Cash.
1
Take a clear photo of your rate con and POD with our in-app scanner and we’ll generate and manage your invoices.
2
The second your invoice is cleared, we’ll deposit payment to your FDIC-insured TruckSmarter Checking Account.*
3
Use your TruckSmarter Card anywhere Visa is accepted or keep money in your account and earn 3.27% APY!**
Build, manage, and grow your profit with a free suite of banking tools to help you earn, spend, and save smarter.
Track expenses & revenue
Set, adjust, and hit your savings goals with a breakdown of where you spend your money and insights into your transactions.
Cash advances
Drivers who factor with us can now request an advance directly from the app. Get paid up to 50% immediately after pick up.
TruckSmarter Debit
Use your TruckSmarter Debit Card anywhere Visa is accepted and get free withdrawals at 55K ATMS.
Earn 3.27% APY**
Factor with us and watch your money make money in the high-interest bearing TruckSmarter Checking Account.
FDIC-insured checking*
Keep your money safe in the TruckSmarter Checking Account*! It’s FDIC-insured, so you are protected for up to $250,000.
Fuel discounts
Factor with us and get extra fuel savings on top of the listed TruckSmarter Fuel Discount.
**FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank N.A.or Thread Bank, Members FDIC.
non-recourse Protection
This means if a broker goes bankrupt before paying you, we take the hit so you and your business can keep moving.
3.7K+ APPROVED BROKERS
When you factor with us, you work with vetted, trustworthy
freight brokers.
To ensure you’re working with trusted partners, we only factor loads from brokers we’ve vetted through a free credit check.
To make it easy to spot the brokers we’ll factor with (who passed a credit check), we tag them as “Factorable.”
Have a broker you love to work with? Request them in the app and we’ll conduct a free credit check instantly.
No Hidden fees. Ever.
When you factor with us, you don’t have to worry about upload fees, cancellation fees, reserves, minimums, or obligations.