TRUCKSMARTER FREIGHT FACTORING

EARN 4.00% APY

Factor with us and watch your money make money in the high-interest bearing TruckSmarter Checking Account.

TRUCKSMARTER FREIGHT FACTORING

EARN 4.00% APY

Factor with us and watch your money make money in the high-interest bearing TruckSmarter Checking Account.

TruckSmarter Factoring, a piggy bank with a coin being deposited and growing in value
TruckSmarter Factoring, a piggy bank with a coin being deposited and growing in value

Factor with us!

You must factor with us to take advantage of the highest interest bearing account for truck drivers, so sign up today.

Learn more about TruckSmarter Factoring

Making money, made easier

The best checking account for truck drivers just got better. When you keep your money in the TruckSmarter Checking Account, you’ll automatically earn 4.00% APY without lifting a finger. And we hold nothing back.

We pass along 100% of the interest you earn to you.

Factor with us!

You must factor with us to take advantage of the highest interest bearing account for truck drivers, so sign up today.

Two mobile phones and a debit card featuring TruckSmarter Factoring UI

Learn more about Factoring

keep your money in Trucksmarter

When you get paid, pause before transferring that money out! Every dollar you keep in your TruckSmarter Checking Account earns interest.

Transfer funds into trucksmarter

Transfers into this checking account are 100% free. Plus, the more money you keep in your checking account, the more interest you earn.

What to know

Your Annual Percentage Yield, or APY, is the compounded interest you’ll earn in a year by keeping your money in your TruckSmarter Checking Account.Our APY rate may fluctuate based on the U.S. Fed interest rates, but we will always alert you when it is changing.

Two mobile phones and a debit card featuring TruckSmarter Factoring UI

Making money, made easier

The best checking account for truck drivers just got better. When you keep your money in the TruckSmarter Checking Account, you’ll automatically earn 4.00% APY without lifting a finger. And we hold nothing back.

We pass along 100% of the interest you earn to you.

Factor with us!

You must factor with us to take advantage of the highest interest bearing account for truck drivers, so sign up today.

Learn more about TruckSmarter Factoring

Factor with us!

You must factor with us to take advantage of the highest interest bearing account for truck drivers, so sign up today.

Learn more about TruckSmarter Factoring

Diagram of how TruckSmarter combines load boards from different brokers to make it easy to find the right load

keep your money in Trucksmarter

When you get paid, pause before transferring that money out! Every dollar you keep in your TruckSmarter Checking Account earns interest.

Transfer funds into trucksmarter

Transfers into this checking account are 100% free. Plus, the more money you keep in your checking account, the more interest you earn.

What to know

Your Annual Percentage Yield, or APY, is the compounded interest you’ll earn in a year by keeping your money in your TruckSmarter Checking Account.

Our APY rate may fluctuate based on the U.S. Fed interest rates, but we will always alert you when it is changing.

What to know

Your Annual Percentage Yield, or APY, is the compounded interest you’ll earn in a year by keeping your money in your TruckSmarter Checking Account.

Our APY rate may fluctuate based on the U.S. Fed interest rates, but we will always alert you when it is changing.

FACTOR IT ALL IN

*Annual Percentage Yield (APY) of 4.00% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield.

Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

*Annual Percentage Yield (APY) of 4.00% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield.

*Annual Percentage Yield (APY) of 4.00% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield.

Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Stuck in a factoring contract?

Don’t worry, we can help you out of it. Switching factoring companies can be complicated, but our team will walk you through the process.

Get the app

Give us your mobile number below, and we’ll text you a link to download the app.

By providing your phone number, you agree to our Terms of Service and consent to receive texts from TruckSmarter for marketing purposes.

Stuck in a factoring contract?

Don’t worry, we can help you out of it. Switching factoring companies can be complicated, but our team will walk you through the process.

We’re way more

 than a FACTORING COMPANY

Discover all the ways our suite of tools helps you build, manage, and grow your trucking business.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

We’re way more

 than
A FACTORING COMPANY

We’re way more than
A FACTORING COMPANY

Discover all the ways our suite of tools helps you build, manage, and grow your trucking business.

Deeper fuel discounts

Lightning fast factoring

All your load boards combined

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Banking for owner-operators

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

TruckSmarter Logo Asphalt Grey Footer

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

*Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

*Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

*Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

*Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.