TRUCKSMARTER FREIGHT FACTORING

EARN 3.27% APY

Factor with us and watch your money make money in the high-interest bearing TruckSmarter Checking Account.

TRUCKSMARTER FREIGHT FACTORING

EARN 3.27% APY**

Factor with us and watch your money make money in the high-interest bearing TruckSmarter Checking Account.

Your funds are FDIC-insured up to $3,000,000 through our banking partner Thread Bank, Members FDIC.

TruckSmarter Factoring, a piggy bank with a coin being deposited and growing in value
TruckSmarter Factoring, a piggy bank with a coin being deposited and growing in value

Factor with us!

You must factor with us to take advantage of the highest interest bearing account for truck drivers, so sign up today.

Learn more about TruckSmarter Factoring

Making money, made easier

The best checking account for truck drivers just got better. When you keep your money in the TruckSmarter Checking Account*, you’ll automatically earn 3.27% APY** without lifting a finger.

Factor with us!

You must factor with us to take advantage of the highest interest bearing account for truck drivers, so sign up today.

Two mobile phones and a debit card featuring TruckSmarter Factoring UI

Learn more about Factoring

keep your money in Trucksmarter

When you get paid, pause before transferring that money out! Every dollar you keep in your TruckSmarter Checking Account earns interest.

Transfer funds into trucksmarter

Transfers into this checking account are 100% free. Plus, the more money you keep in your checking account, the more interest you earn.

What to know

Your Annual Percentage Yield, or APY, is the compounded interest you’ll earn in a year by keeping your money in your TruckSmarter Checking Account.Our APY rate may fluctuate based on the U.S. Fed interest rates, but we will always alert you when it is changing.

Two mobile phones and a debit card featuring TruckSmarter Factoring UI

Making money, made easier

The best checking account for truck drivers just got better. When you keep your money in the TruckSmarter Checking Account, you’ll automatically earn 3.27% APY** without lifting a finger.

Factor with us!

You must factor with us to take advantage of the highest interest bearing account for truck drivers, so sign up today.

Learn more about TruckSmarter Factoring

Factor with us!

Factor with us to take advantage of the highest interest bearing account for truck drivers and owner-operators.

Learn about TruckSmarter Factoring

Diagram of how TruckSmarter combines load boards from different brokers to make it easy to find the right load

keep your money in Trucksmarter

When you get paid, pause before transferring that money out! Every dollar you keep in your TruckSmarter Checking Account earns interest.

Transfer funds into trucksmarter

Transfers into this checking account are 100% free. Plus, the more money you keep in your checking account, the more interest you earn.

What to know

Your Annual Percentage Yield, or APY, is the compounded interest you’ll earn in a year by keeping your money in your TruckSmarter Checking Account.

Our APY rate may fluctuate based on the U.S. Fed interest rates, but we will always alert you when it is changing.

What to know

Your Annual Percentage Yield, or APY, is the compounded interest you’ll earn in a year by keeping your money in your TruckSmarter Checking Account.

Our APY rate may fluctuate based on the U.S. Fed interest rates, but we will always alert you when it is changing.

FACTOR IT ALL IN

Stuck in a factoring contract?

Don’t worry, we can help you out of it. Switching factoring companies can be complicated, but our team will walk you through the process.

Get the app

Give us your mobile number below, and we’ll text you a link to download the app.

By providing your phone number, you agree to our Terms of Service and consent to receive texts from TruckSmarter for marketing purposes.

Stuck in a factoring contract?

Don’t worry, we can help you out of it. Switching factoring companies can be complicated, but our team will walk you through the process.

We’re way more

 than a FACTORING COMPANY

Discover all the ways our suite of tools helps you build, manage, and grow your trucking business.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

We’re way more

than
A FACTORING COMPANY

We’re way more than
A FACTORING COMPANY

Discover all the ways our suite of tools helps you build, manage, and grow your trucking business.

Deeper fuel discounts

Lightning fast factoring

All your load boards combined

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Banking for owner-operators

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

Earn 1% cash back and get extra deep fuel discounts with banking made for truck drivers.

Learn more

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. Deposits are FDIC-insured through Thread Bank, Member FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. 

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. Deposits are FDIC-insured through Thread Bank, Member FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. 

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. Deposits are FDIC-insured through Thread Bank, Member FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. 

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. Deposits are FDIC-insured through Thread Bank, Member FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. 

**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.