Fuel can eat more of your margin than almost anything else on the road. The right fuel card should help, but many come with hidden fees, credit checks, or savings that don’t hold up at the pump. 

That’s why TruckSmarter is bringing the OTR Fuel Card by OTR Solutions to our community. It’s a trucking fuel card built to help owner-operators and small fleets pay less for diesel fuel, with no hidden fees or credit checks for the prepaid option. Carriers who bundle with OTR Solutions factoring can also access a fuel credit line, subject to approval.

OTR Fuel Card Key Benefits

Here’s what you get when you sign up for OTR Fuel Card: 

• $0.50 per gallon in average savings at in-network locations

• $0 transaction fees at in-network stops

• 3,000+ in-network locations with deep discounts, mostly major truck stops

• Accepted at 8,000+ fuel stations nationwide

Fill up 100 gallons and that could mean $50 back in your pocket. Unlike rebate programs, this diesel discount card hits right when you swipe. No rebates to chase and no waiting.

"In their app, they display the truck stop network they work with, and I get crazy fuel discounts. When I fuel at TA/Petro, I've saved up to $1/gal off the retail price.”  

— Joseph P., OTR Fuel Card user

How to Sign Up

Starting Monday, October 26, 2026, you can sign up for the OTR Fuel Card in minutes, right from the TruckSmarter app:

1. Open the TruckSmarter app

2. Tap Fuel discounts by OTR under Partnerships

3. Tap Get your OTR Fuel Card

4. You'll be redirected to OTR Solutions to finish your application

You can also sign up for the OTR Fuel Card here.

A Fuel Card For Owner-Operators and Small Fleets

Big fleets negotiate their own fuel deals. Owner-operators and small fleets usually can’t, and they’re often turned away for a lack of credit or a new authority. The OTR Fuel Card is built to close that gap. There’s no credit check, so new authorities can get approved and start saving right away. You can fund a prepaid card from the app with a debit or credit card.

"At OTR Solutions, our mission has and always will be to put carriers first."

— Jimmy Wittpenn, VP of Fuel Product, OTR Solutions

Growing fast? Pair the card with OTR factoring to access weekly fuel credit starting at $1,000, so your cash keeps working instead of sitting in the tank. Running more than one truck? You can manage multiple driver cards from one account, with spending controls and weekly reporting.

Where You Can Use It

Coast to coast, the OTR Fuel Card runs on the EFS network and works at 8,000+ fuel stations. Deep discounts apply at 3,000+ in-network stops, primarily major truck stops, including TA/Petro, AMBEST, Speedway, RaceTrac, Maverik, Casey's, and more. 

Your Savings, Mapped Along Your Route

Every card comes with the OTR Mobile App, so you're in control right from the cab:

• Fuel Finder: see the best in-network discounts along your route before you stop

• Real-time monitoring: track every transaction as it happens

• Spending controls: set per-gallon limits and route-matching controls for each card, useful for small fleets running more than one truck

Start Saving at Your Next Fill-up

Big fleets always get the best fuel deals. Independent carriers deserve the same. TruckSmarter's free load board finds you loads that pay. The OTR Fuel Card makes sure more of that rate stays yours. Find the load, plan the route, and let Fuel Finder pick the stop that saves you the most. 

Your next fill-up could cost a lot less. Open the TruckSmarter app and go to Partners to sign up, or sign up for the OTR Fuel Card. Credit availability subject to approval. Terms and conditions apply. Not all carriers will qualify for credit. Discounts and savings may vary by location.