Move your cash in seconds, for a low 1.5% fee

It’s your money–it should be where you want it, when you need it. So we partnered with Astra, a trusted name in payments infrastructure, to bring lightning-fast, easy money transfers for truck drivers for a low 1.5% transaction fee. With our new instant transfer feature, you can move cash from your TruckSmarter Checking Account to your external account at the tap of a button. 


Fast, convenient, & flexible payments

With instant money transfers, you and your trucking business always have extra cash in your back pocket. Whether you need it on a regular basis to pay bills, or you like the idea of being able to cover unexpected expenses that may come up, you’ll have the freedom to manage your cash without being held back by slow payment processing times, bank holidays, or weekends. No more getting stuck waiting for days for your ACH transfer to go through or dealing with banking fees for wire transfers. With TruckSmarter’s instant cash transfers, you’ll have your business covered.

Be ready for anything and keep your trucking business moving full speed ahead. Interested in making the switch to TruckSmarter’s Freight Factoring? Contact our team: https://www.trucksmarter.com/contact-factoring.

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*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

**The interest rate on your account is 2.48% with an Annual Percentage Yield (APY) of 2.50%, effective 9/18/2025. Rate is variable and is subject to change after account opening. Fees may reduce earnings.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

**The interest rate on your account is 2.48% with an Annual Percentage Yield (APY) of 2.50%, effective 9/18/2025. Rate is variable and is subject to change after account opening. Fees may reduce earnings.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

**The interest rate on your account is 2.48% with an Annual Percentage Yield (APY) of 2.50%, effective 9/18/2025. Rate is variable and is subject to change after account opening. Fees may reduce earnings.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

**The interest rate on your account is 2.48% with an Annual Percentage Yield (APY) of 2.50%, effective 9/18/2025. Rate is variable and is subject to change after account opening. Fees may reduce earnings.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact [customerservice@thread.bank] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.